Prudent Pet Insurance

At Prudent Pet, we want pets to enjoy good health and receive the best medical care possible. Our policies are easy to understand, buy and use. Our pick your price tool gives our customers options to find a plan to fit their budget.

Coverage Offered

Accident

Illnesses

Wellness

What is Covered

Note:
This is a general overview of types of coverage and plans offered by this company. Specific details or exclusions may apply by state, pet age or other factors. Please read your terms and conditions or contact this company for details.

Coverage Levels

Deductibles	$100, $250, $500
Reimbursements	80%, 90%, 100%
Annual Limits	$10,000 - Unlimited
Lifetime Limits	Unlimited

Popular Coverages

Cancer	Yes
Hereditary & Congenital	Yes
Alternative & Holistic	Yes
Chronic Conditions	Yes
Prescriptions	Yes
Dental	Yes

Good to Know

Discounts	10% Multiple Pet
Reimbursement Options	Electronic Deposit Check
Participating Veterinarians	Any Licensed in US or Canada
Pets Eligible	Dogs and Cats
Notable Features	Number 1 Rated Pet Insurance on Trustpilot Unlimited 24/7 Live Vet Chat AI-Powered Claims Technology 5-day accident waiting period Use Any Licensed Veterinarian 30-Day Money-Back Guarantee

Enrollment Requirements

Min Enrollment Age	8 Weeks
Max Enrollment Age	None
Exam Required	No

Waiting Periods

Accidents	5 days
Illness	14 days
Wellness	0 days
Other	N/A

Other

Year Founded	2018
Underwriting	Markel Insurance Company Markel American Insurance Company
NAPHIA Member	Yes
Customer Service	Phone, Chat, Email