Embrace Pet Insurance

Embrace is a top-rated pet insurance company with about 150 employees and growing. We offer one simple yet comprehensive accident and illness plan for dogs and cats with an optional plan for routine care that is unmatched. We offer innovative perks for our policyholders and partners including the best diminishing deductible feature in the industry.

Coverage Offered

Accident

Illnesses

Wellness

What is Covered

Note:
This is a general overview of types of coverage and plans offered by this insurer. Specific details or exclusions may apply by state, pet age or other factors. Please read your terms and conditions or contact your insurer for details.

Coverage Levels

$200 - $1,000
70%, 80%, 90%
$5,000 - Unlimited
Unlimited

Popular Coverages

Yes
Yes
Yes
Yes
Yes (Optional in NY)
Yes (In NY, only accident-related dental trauma is eligible.)

Good to Know

  • 10% Multiple Pet
  • 5% Military
  • Electronic Deposit
  • Check
Any Licensed in US or Canada
Dogs and Cats
  • Annual Deductibles
  • 24/7 Pet Health Line Included
  • Mobile App
  • Optional Wellness Plan Available
  • Cremation or Burial Options
  • Diminishing Deductible Feature

Enrollment Requirements

6 Weeks
  • Accident & Illness Insurance: 14 years
  • Accident-only Insurance: None
Within 12 Months Prior to Enrollment or Within the 14-day Illness Waiting Period

Waiting Periods

2 days
14 days
0 days
Dogs Only: 6 months for orthopedic conditions (with option to reduce to as little as 14 days)

Other

2003
American Modern Insurance Group (AM Best A+)
Yes
Phone, Chat, Email, App