Embrace is a top-rated pet insurance company with about 150 employees and growing. We offer one simple yet comprehensive accident and illness plan for dogs and cats with an optional plan for routine care that is unmatched. We offer innovative perks for our policyholders and partners including the best diminishing deductible feature in the industry.
Coverage Offered
Accident
Illnesses
Wellness
What is Covered
Note:
This is a general overview of types of coverage and plans offered by this insurer. Specific details or exclusions may apply by state, pet age or other factors. Please read your terms and conditions or contact your insurer for details.
Coverage Levels
$200 - $1,000
70%, 80%, 90%
$5,000 - Unlimited
Unlimited
Popular Coverages
Yes
Yes
Yes
Yes
Yes (Optional in NY)
Yes (In NY, only accident-related dental trauma is eligible.)
Good to Know
10% Multiple Pet
5% Military
Electronic Deposit
Check
Any Licensed in US or Canada
Dogs and Cats
Annual Deductibles
24/7 Pet Health Line Included
Mobile App
Optional Wellness Plan Available
Cremation or Burial Options
Diminishing Deductible Feature
Enrollment Requirements
6 Weeks
Accident & Illness Insurance: 14 years
Accident-only Insurance: None
Within 12 Months Prior to Enrollment or Within the 14-day Illness Waiting Period
Waiting Periods
2 days
14 days
0 days
Dogs Only: 6 months for orthopedic conditions (with option to reduce to as little as 14 days)
